Our pets are part of the family but the cost of vet treatment for illness or injury can be difficult to manage. Pet insurance provides the peace of mind of knowing that, whatever happens to your pet, you have the cover to help them.
How does pet insurance work?
Pet insurance comes in many different forms, from the most basic cover to policies that extend to advanced medical treatment and even the loss or death of a pet. Most insurers will cover a wide variety of animals, whether you’re looking for dog insurance, cat insurance or cover for any other furry or feathered friends.
What to look out for
Is there an excess? This will tell you how much you will have to pay towards the cost of any claim.
Are there any caps? Look out for financial caps on vets fees per condition or per year.
What type of cover is on offer? You can buy cover for accidents only, cover for a specific period of time, for a maximum benefit or for the lifetime of your pet.
How is the cost calculated?
Insurers will take into account a number of factors when working out how much your pet insurance premium should be. These include the age and breed of the pet, whether the pet is microchipped and where you live.
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