If you’re planning a trip overseas then this is probably a question that you have asked yourself. Travel insurance isn’t free so if you’re on a budget it can be tempting to give it a miss. However, there are some very good reasons why you should considering paying for it.
Overseas medical expenses can be costly
In the UK we are used to the free healthcare we receive from the NHS. However, overseas – particularly in locations where most healthcare is privately paid for – medical bills can run into five figures. If you don’t have medical insurance then you will have to cover this cost yourself.
If you have medical insurance you can be repatriated
Choose medical insurance that covers the cost of getting you home and, whatever state you’re in, if something happens when you’re away you will be able to get back.
Cancelled trips cost money
There are many reasons your trip could be cancelled but if you have travel insurance then you can reclaim any lost costs.
Lost luggage is more than an inconvenience
If you’ve landed somewhere new and your bags haven’t shown up, or you’ve been the victim of a robbery or burglary, travel insurance can help you get back on your feet and enjoy the rest of your trip.
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